Understanding life insurance Making life less complicated.
Most people know that life insurance can provide their families with a death benefit if the unexpected should happen. But they may not know that it can also be used to meet a number of future planning needs — for both their families and themselves. We understand that choosing the right type and amount of coverage may seem a little daunting. So we designed a solution to make it easier for you to get the right protection for your specific planning needs.
LIFE INSURANCE CATEGORIES
- Long term care
- Final Expense
Who should have life insurance and why?
Generally, anyone who has people who are financially dependent on them is a good candidate for life insurance, including:
People with children
Married couples or soon-to-be-married couples
Single people who support siblings,aging parents or who have debt they wouldn’t like passed on to relatives
Someone who changed jobs or was promoted and may now have a higher income and greater financial obligations
Business owners thinking about business succession or keeping key employees
If something were to happen to you, life insurance may help your family:
- Maintain their standard of living
- Pay off your funeral or other final expenses
- Pay off the mortgages othey don’t have to sell their home
- Pay off your other debts
- Establish a college savings account for your children
Interested in learning more?
Contact us to see how affordable and easy it can be to qualify for life insurance.