Asset Protection

Understanding life insurance Making life less complicated.

Most people know that life insurance can provide their families with a death benefit if the unexpected should happen. But they may not know that it can also be used to meet a number of future planning needs — for both their families and themselves. We understand that choosing the right type and amount of coverage may seem a little daunting. So we designed a solution to make it easier for you to get the right protection for your specific planning needs.

LIFE INSURANCE CATEGORIES

  • Universal                              
  • Variable
  • Whole
  • Term
  • Long term care
  • Final Expense

 

Who should have life insurance and why?

Generally, anyone who has people who are financially dependent on them is a good candidate for life insurance, including:

  • People with children

  • Married couples or soon-to-be-married couples

  • Single people who support siblings,aging parents or who have debt they wouldn’t like passed on to relatives

  • Someone who changed jobs or was promoted and may now have a higher income and greater financial obligations

  • Business owners thinking about business succession or keeping key employees

If something were to happen to you, life insurance may help your family:

  •  Maintain their standard of living
  •  Pay off your funeral or other final expenses
  •  Pay off the mortgages othey don’t have to sell their home 
  •  Pay off your other debts
  •  Establish a college savings account for your children

 

Interested in learning more?

Contact us to see how affordable and easy it can be to qualify for life insurance.